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Check the comparability of notable bank cards in India that present airport lounge entry.
Gaining entry to airport lounges is a invaluable privilege that permits travellers to spend a number of hours comfortably earlier than their flights. In India, many bank cards supply this facility in some or the opposite method with sure costs, laws, and privileges.
Understanding Airport Lounge Access Credit Cards
Credit playing cards that provide airport lounge entry are primarily marketed to enterprise travellers. They usually present complementary lounge privileges, enhancing the journey expertise with facilities reminiscent of meals and drinks, web entry, and comfy seating areas. These playing cards might be categorised into two major sorts:
Premium Travel Cards: These playing cards are tailor-made for enterprise professionals and include intensive journey advantages, enhancing the general journey expertise.
General Purpose Cards: Many customary credit score playing cards additionally present the advantage of lounge entry, permitting cardholders to take pleasure in this service as a part of their common credit score card choices.
Key Benefits of Airport Lounge Access
Complimentary Access: This means cardholders are allowed free entry to home and worldwide lounges.
Amenities: You are given drinks, web entry, rest zones and periodically, bathe services too.
Bonus Air Miles: Users can accumulate air miles which will lead to a lower cost the following time a flyer purchases a ticket.
Travel Insurance: Different playing cards have choices for insurance coverage reminiscent of journey accidents.
Waivers on Costs: Some playing cards fully exempt you from ground-related prices reminiscent of gas surcharges.
Popular Credit Cards Offering Lounge Access
Here’s a comparability of notable credit score playing cards in India that present airport lounge entry:
Credit Card | Joining Fee | Annual Fee | Lounge Access Benefits |
HDFC Bank Diners Club Black | Rs 10,000 | Rs 10,000 | Unlimited entry to 1000+ lounges worldwide |
HDFC Regalia Gold | Rs 2,500 | Rs 2,500 | 12 home & 6 worldwide visits per yr |
SBI Elite Card | Rs 4,999 | Rs 4,999 | 6 worldwide & 8 home visits per yr |
Axis Bank SELECT Credit Card | Rs 3,000 | Rs 3,000 | 16 worldwide & 16 home visits per yr |
Tata Neu Infinity HDFC Card | Rs 1,499 | Rs 1,499 | 8 home & 4 worldwide visits per yr |
Detailed Features of Selected Cards
HDFC Bank Diners Club Black
Complimentary lounge entry for major and add-on cardholders, wherever on the earth.
You have to at the very least spend Rs 5 lakhs in a single yr to keep away from the renewal payment.
SBI Elite Card
Has International lounge go to privilege, six occasions, and Domestic lounge visits privilege eight occasions free of charge.
Offers a complimentary coupon value Rs 5,000 on sign-up up together with extra incentive reward factors on transactions.
Axis Bank SELECT
It gives you entry to a free lounge that has no restrictions on the variety of occasions you possibly can go to inside the yr.
The card comes with additional advantages reminiscent of free film tickets and being allowed to examine in on the airport Business class.
Rules and Conditions
- Registration Requirement: Some playing cards have extra situations that oblige cardholders to enrol individually for the chance to utilise lounges by means of, for example, Priority Pass or Lounge Key.
- Guest Policy: Usually has the coverage of accommodating a number of visitor(s); though costs could also be incurred for guests over a selected restrict.
- Exceeding Visits: Cardholders are, nevertheless, allowed visits greater than two inside a given quarter; although these will entice some costs of about $27 plus GST per go to.
Application Process
To apply for these credit score playing cards providing lounge entry:
- Upload paperwork reminiscent of PAN-card, Aadhaar-card.
- Attach proof of earnings reminiscent of wage slips or financial institution statements.
- Fill up the applying kind offered by the financial institution.