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Women and other people aged of their 50s are much less prone to be feeling optimistic about their funds for 2025 than the broader inhabitants, analysis suggests.
Three-fifths (60%) of individuals are feeling optimistic total about their funds in 2025, up from simply over half (52%) who felt this manner going into 2024, in response to a survey commissioned by pensions and investments enterprise Aegon.
But inside the survey, girls (54%) and people aged 50 to 59 (47%) have been much less prone to be feeling optimistic about their funds.
Nearly two-thirds (65%) of males surveyed are feeling optimistic about their funds.
When requested for the highest three monetary priorities, having fun with life was the commonest reply chosen.
- Enjoying life
- Building emergency financial savings
- Paying for residing prices
This was adopted collectively by increase emergency financial savings and paying for primary residing bills.
Unexpected bills was chosen as the highest monetary concern.
The analysis additionally discovered that individuals in Wales have been significantly prone to say they really feel “extraordinarily optimistic” about their funds for 2025, with practically a fifth (19%) agreeing, as did 17% in London.
In Scotland and Northern Ireland, round one in 10 really feel extraordinarily optimistic about their funds, with 10% and 9% respectively feeling this manner.
The common throughout the survey was 10%.
At the opposite finish of the spectrum, solely 5% of individuals within the South West of England stated they really feel extraordinarily optimistic about their funds.
Just simply over a 3rd (35%) of individuals throughout the survey have been feeling unfavorable about their funds for 2025, with the remaining 5% preferring to not say.
Steven Cameron, director of pensions at Aegon, stated: “As we enter 2025, it’s encouraging that positivity on private funds has jumped, with 60% of people feeling optimistic total about their funds, up from 52% who felt this manner going into 2024.”
He added: “But beneath the floor of those optimistic headline findings, lurk difficult and chronic realities.
“Women throughout the age spectrum and other people aged 50 to 59 are much less prone to really feel optimistic about their funds over 2025.”
He stated that, amongst some 50-somethings, there may maybe be a “rising realisation” that they haven’t managed to avoid wasting sufficient for the retirement they need.
Mr Cameron stated: “Undoubtedly there can be challenges for the yr forward – each when it comes to particular person and household family budgets, enterprise confidence and wider financial components that affect us all.”
Some 2,000 individuals have been surveyed throughout the UK for the analysis by Opinium in December 2024.
