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Bank FD Rates 2025: Interest charges provided by numerous banks usually vary from 3% to 7.90%
Fixed Deposit Rates Comparison In India, Check Details Here
Bank Fixed Deposit Rates 2025: Fixed Deposits (FDs), additionally known as time or time period deposits, are a preferred and safe funding choice, because of their low-risk profile. They help you safely make investments your surplus funds for a hard and fast length whereas incomes assured curiosity, which could be acquired periodically or upon maturity.
FD rates of interest usually vary between 3% and eight%, relying on the tenure of the deposit. Senior residents typically profit from an additional 0.5% rate of interest, making FDs much more interesting for retirement financial savings.
Before investing, it’s important to match rates of interest throughout completely different banks to maximise your returns. In this text, we’ll evaluate the FD rates of interest provided by 4 main banks, serving to you make a well-informed alternative.
Fixed Deposit Rates Comparison In India
State Bank of India (Rates on deposits of lower than Rs 3 Crores)
SBI FD Interest Rates: If you spend money on Fixed Deposits (FDs) with the State Bank of India, you possibly can anticipate rates of interest between 3.50% and seven.90%. Senior residents obtain an additional 0.50%. The financial institution presents a 6.80% rate of interest for FDs maturing in a single yr and a 7% price for tenures starting from two years to simply underneath three years.
Punjab National Bank (Rates on deposits of lower than Rs 3 Crores)
PNB FD Interest Rates 2025: Punjab National Bank presents mounted deposit rates of interest starting from 3.50% to eight.05%. For one-year mounted deposits, common buyers earn 6.80%, whereas senior residents get pleasure from a better price of seven.30%.
ICICI Bank (Rates on deposits of lower than Rs 5 Crores)
ICICI Bank FD Interest Rates 2025: ICICI Bank presents rates of interest between 3% and seven.80% on its mounted deposit schemes. Senior residents obtain an extra 0.5%, bringing their charges from 3 % to 7.80% throughout numerous tenures, from 7 days to 10 years. For one-year mounted deposits, common prospects are provided an rate of interest of 6.70%. Senior residents get 7.20% curiosity for a similar interval.
HDFC Bank (Rates on deposits of lower than Rs 3 Crores)
HDFC Bank FD Rates 2025: HDFC Bank presents aggressive rates of interest for one-year mounted deposits, with common buyers incomes 6.60% and senior residents getting a better price of seven.10%. The financial institution supplies rates of interest starting from 3% to 7.90% for patrons, relying on the maturity interval.
Disclaimer: The views and funding ideas by consultants on this News18.com report are their very own and never these of the web site or its administration. Readers are suggested to examine with licensed consultants earlier than making any funding choices.
