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Know changes to your HDFC Bank Credit Card that had been utilized on and from October 1.
Know New Reward Points Rules From October 1 for HDFC Bank Credit Cards
HDFC Bank has made adjustments to its loyalty programme for particular bank cards. The amended guidelines got here into pressure from October 1, 2024. Regarding this replace, the financial institution has emailed the impacted shoppers as effectively. For occasion, HDFC Bank has restricted the quantity of reward factors on the Smartbuy platform which may be redeemed for Apple merchandise to at least one product per calendar quarter.
In addition, ranging from October 1, the SmartPurchase portal will cap the quantity of Reward Points which may be redeemed for Tanishq present playing cards to 50,000 per calendar quarter. It can also be essential to notice that solely Infinia and Infinia Metal Cards are affected by these adjustments.
“On the HDFC Bank SmartPurchase portal, the redemption of Reward Points for Apple Products is capped at one product per calendar quarter, efficient October 1, 2024,” as per the HDFC Bank official web site. The definition of the quarters is as follows: April to June, July to September, October to December and January to March.
Furthermore, starting on October 1, the utmost variety of Reward Points which may be redeemed for Tanishq vouchers on the HDFC Bank SmartPurchase platform will probably be 50,000 each calendar quarter. Quarters of the calendar embody April by June, July by September, October by December and January by March. Only Infinia and Infinia Metal Cards are lined by this.
Meanwhile, under are the changes to your HDFC Bank Credit Card that had been utilized on and from October 1:
– There will probably be a cap of 2000 Reward Points every calendar month on Rewards accrued from Utility transactions.
– There will probably be a cap of 2000 Reward Points per calendar month on Rewards accrued from Telecom and Cable transactions.
– Note that the capping in keeping with the product characteristic will nonetheless be in impact for the next bank cards: Bharat, Millennia, Best Price Save Smart, Paytm, Paytm Business, UPI, BIZ UPI, Swiggy, BIZ First and Paytm.
– Reward Points won’t be awarded for funds made for schooling by third-party apps, equivalent to CRED, Cheq, MobiKwik and others. Reward Points will probably be accrued, nonetheless, for funds for schooling made immediately by faculty or college POS techniques or web sites.
